This section limits Community First’s use of Your statements in contesting Your Coverage under the Group Health Care Coverage. These are statements made to persuade Community First to effect that coverage, and all such statements are considered representations and not warranties. They will be considered to be made to the best of Your knowledge and belief. These rules apply to each statement:
It will not be used in a contest
to void Your coverage or reduce benefits
under the Coverage unless:
1.
It is in a written
application signed by You; and
2.
A copy of that application is or has been furnished to You, or in the event of Your death or incapacity, to Your personal representative.
Your coverage can be voided only in
the event of a fraudulent misrepresentation
of material fact on the enrollment application.